That's slightly different from the post-dated situation.In that context you deliberately post-dated the cheques so that funds would be available upon presentation. A post-dated cheque does not count as settlement of a debt, and the other party is not legally obligated to accept it at all - in other words, simply giving someone a post-dated cheque doesn't meant that you've paid them.3.
So when you write a cheque, you are agreeing to pay another individual or organization money that you owe them and you are instructing your bank to make that payment.Here is some helpful information about the use of cheques and how they are processed by financial institutions.All cheques must be processed – or cleared and settled – through the payments system. When you deposit a cheque into your account, your bank will send the cheque to the bank of the person who wrote the cheque.They said it was not a bank error, and that the issue is between the estate agents & myself, because it was the agents fault for banking it early.I called the agents (was spoken to like absolute ****, but I wouldn't have expected anything more tbh, this agent is so incompetent its unreal). Not to mention I have actually no money now until my loan comes.